Outfox Health is the answer engine for health benefits. We help self-funded employers reduce medical spend by guiding employees to lower-cost, higher-quality care inside their existing plan — using actual contracted rates, plan rules, formulary, and FoxIndex clinical outcomes data. The facility is the largest driver of healthcare cost, not the physician. The same procedure on the same network can cost 8x more at a hospital than at an outpatient center. Outfox surfaces those differences in real time, at the moment an employee is choosing where to go — before expensive decisions are made. Every answer is grounded in the employer's actual contracted rates from Transparency in Coverage machine-readable files — not network averages, not modeled estimates. Combined with FoxIndex episode-level quality scores (50B+ claims, benchmarked by state), employees get a specific, cited answer: where to go, what they'll pay, and why. For employers and advisors, the result is tiered-network behavior inside your existing network. No carrier changes. No narrow networks. Live in under 30 days. Works with any major commercial network — Blue Cross Blue Shield, UnitedHealthcare, Cigna, Aetna — and regional plans. Founded 2024. Headquartered in San Francisco, CA.