We’re looking for a Credit Risk Analyst to help us make smarter, data-driven lending decisions for used car dealers across the Philippines. In this role, you’ll assess creditworthiness, uncover insights behind dealer applications, and help shape a loan portfolio that balances growth with strong risk discipline. You’ll work closely with our Credit team to ensure our decisions are grounded in accurate data, sound judgment, and a deep understanding of how our dealers run their businesses.
This role is perfect for someone who’s naturally analytical, curious about how businesses work, and motivated by responsibility and impact. If you enjoy investigating details, spotting red flags early, and recommending solutions that manage risk while enabling dealer growth, you’ll thrive here.
What you’ll be doing:
Review and analyze the business and financial information of used car dealers applying for financingConduct KYC and due diligence checks based on internal and regulatory standardsResearch dealer backgrounds, business models, and credit standing to fill information gapsEvaluate financial data and translate results into tailored credit recommendationsProvide clear, data-backed assessments and credit decisions based on dealer risk profilesWork with internal teams to ensure complete, accurate, and timely credit evaluationsMonitor portfolio performance and surface insights to guide future credit strategyWhat we’re looking for:
1–2 years of experience in credit analysis, risk assessment, or a related fieldFamiliarity with KYC, credit investigation, due diligence, and financial statementsStrong analytical and investigative instincts, with high attention to detailClear and confident communication skillsA degree in Finance, Business Administration, Economics, or a related field is preferred
